TOP 3 side bet may be equal to or less than your 21+3 bet (subject to table maximums)
Your first two cards and dealer face up card make your 3-Card Poker hand.
Winning 3-Card Hands
Suited Three of a Kind, Straight Flush and Three of a kind
Winning hands pays:
Suited Three of a Kind – 270 to 1
Straight Flush – 180 to 1
Three of a kind – 90 to 1
As in regular Blackjack, soft 17 rules posted on table layout.